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Chase bonus: $400

Chase Total Checking. Here's what it takes, when it ends, and what it's really worth per day.

Checked Oct 26, 2026

Net per day
$3.81
Max days to payout
105
Cash parked
$0
Net value
$400

The details

Bonus$400
RequirementsDirect deposits totaling $1,000+ within 90 days of offer enrollment.
Other conditionsNew Chase checking customers only. One new-checking bonus every two years.
ExpiresJan 27, 2027. Offer expires 01/27/2027 (open by).
Max days to payout105
Cash parked$0
Opportunity cost$0
Net value$400
Bonus as APY—
Fine print$15 monthly service fee unless $500+ qualifying electronic deposits, $1,500+ daily balance, or other waivers. Zelle, mobile check deposits, bank/brokerage transfers and tax refunds do not count as direct deposit. Bonus within 15 days of completing requirements.
VerificationVerified at issuer (issuer). Last checked Oct 26, 2026.
Sourcehttps://account.chase.com/consumer/banking/seo?jp_aid_a=T_67651&jp_aid_p=chasehome_3%2Fhero

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Chase

Chase Total Checking · Big bank
Verified at issuer
$400
$400
$3.81net / day
Ends in 93 daysPaid in ≤105 daysEasy
  • Direct deposits totaling $1,000+ within 90 days of offer enrollment.
  • New Chase checking customers only. One new-checking bonus every two years.
Get this bonus
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Fine print & the math

$15 monthly service fee unless $500+ qualifying electronic deposits, $1,500+ daily balance, or other waivers. Zelle, mobile check deposits, bank/brokerage transfers and tax refunds do not count as direct deposit. Bonus within 15 days of completing requirements.

Expires: Jan 27, 2027. Offer expires 01/27/2027 (open by).

Cash parked $0 · Opportunity cost vs 4.00% savings $0 · Net $400

Source page · last verified Oct 26, 2026