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Chime bonus: Up to $350 ($200 deposit bonus + up to $150 card cash back)

Chime Checking ($350 Intro Offer, invitation only). Here's what it takes, when it ends, and what it's really worth per day.

Checked Oct 26, 2026

Unverified: we haven't confirmed this offer on the issuer's own website yet. Treat these details as a lead, not a fact.
Net per day
$3.37
Max days to payout
104
Cash parked
$0
Net value
$350

The details

BonusUp to $350 ($200 deposit bonus + up to $150 card cash back)
RequirementsOne qualifying direct deposit of $500+ within 34 days of opening; activate physical card within 14 days of it.
Other conditionsInvitation required (Chime app, text, push, email or ad) and you must enroll on that offer page. First-time Chime customers only. Full $150 cash back needs ~$500/month of eligible card spend for 90 days (10% back, $50/month cap).
ExpiresJan 31, 2027. Per the cited terms, valid 3/25/2026-1/31/2027.
Max days to payout104
Cash parked$0
Opportunity cost$0
Net value$350
Bonus as APY—
Fine printRent, bill payments, gift cards, money transfers and ATM withdrawals don't earn the cash back. Credits of $10+ reported on 1099-INT. Chime is a fintech, not a bank (accounts at The Bancorp Bank, N.A. or Stride Bank, N.A.).
VerificationUnverified (secondary). Last checked Oct 26, 2026.
Sourcehttps://usedoddo.com/guides/chime-vs-sofi
Also seechime.com/350-intro-offer/ blocked our fetcher (Cloudflare) on 2026-10-26; NerdWallet's Oct 2026 roundup also lists 'Chime: up to $350'.

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Chime

Chime Checking ($350 Intro Offer, invitation only) · Fintech
Unverified
$350
Up to $350 ($200 deposit bonus + up to $150 card cash back)
$3.37net / day
Ends in 97 daysPaid in ≤104 daysHeavy lift
  • One qualifying direct deposit of $500+ within 34 days of opening; activate physical card within 14 days of it.
  • Invitation required (Chime app, text, push, email or ad) and you must enroll on that offer page. First-time Chime customers only. Full $150 cash back needs ~$500/month of eligible card spend for 90 days (10% back, $50/month cap).
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Fine print & the math

Rent, bill payments, gift cards, money transfers and ATM withdrawals don't earn the cash back. Credits of $10+ reported on 1099-INT. Chime is a fintech, not a bank (accounts at The Bancorp Bank, N.A. or Stride Bank, N.A.).

Expires: Jan 31, 2027. Per the cited terms, valid 3/25/2026-1/31/2027.

Cash parked $0 · Opportunity cost vs 4.00% savings $0 · Net $350

Also see: chime.com/350-intro-offer/ blocked our fetcher (Cloudflare) on 2026-10-26; NerdWallet's Oct 2026 roundup also lists 'Chime: up to $350'.

Source page · last verified Oct 26, 2026