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Percapita bonus: Up to $300 ($25 cash back per month for 12 months)

Percapita Cash Account + Visa Debit. Here's what it takes, when it ends, and what it's really worth per day.

Checked Oct 26, 2026

Net per day
$0.82
Max days to payout
365
Cash parked
$0
Net value
$300

The details

BonusUp to $300 ($25 cash back per month for 12 months)
RequirementsNo direct deposit required.
Other conditionsSpend $300/month on the Percapita Visa Debit Card to get $25 back that month, every month for a year.
ExpiresNo end date. No end date on the homepage. Doctor of Credit (10/26/2026) reports a participant cap of 7,000 people.
Max days to payout365
Cash parked$0
Opportunity cost$0
Net value$300
Bonus as APY—
Fine printHomepage says 'Terms apply; see full details and promotional disclosure' — we have not read that disclosure yet. Percapita is not a bank; deposits held at Sutton Bank, Member FDIC (pass-through insurance).
VerificationVerified at issuer (issuer). Last checked Oct 26, 2026.
Sourcehttps://www.percapita.com/
Also seehttps://www.doctorofcredit.com/best-bank-account-bonuses/

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Percapita

Percapita Cash Account + Visa Debit · Fintech
Verified at issuer
$300
Up to $300 ($25 cash back per month for 12 months)
$0.82net / day
No end date publishedPaid in ≤365 daysEasy
  • No direct deposit required.
  • Spend $300/month on the Percapita Visa Debit Card to get $25 back that month, every month for a year.
Get this bonus
Goes to the official offer page
We may earn a commission from some links. It never changes the ranking.
Fine print & the math

Homepage says 'Terms apply; see full details and promotional disclosure' — we have not read that disclosure yet. Percapita is not a bank; deposits held at Sutton Bank, Member FDIC (pass-through insurance).

Expires: No end date. No end date on the homepage. Doctor of Credit (10/26/2026) reports a participant cap of 7,000 people.

Cash parked $0 · Opportunity cost vs 4.00% savings $0 · Net $300

Also see: https://www.doctorofcredit.com/best-bank-account-bonuses/

Source page · last verified Oct 26, 2026