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U.S. Bank bonus: Up to $450 (select states/regions)

Bank Smartly Checking. Here's what it takes, when it ends, and what it's really worth per day.

Checked Oct 26, 2026

Unverified: we haven't confirmed this offer on the issuer's own website yet. Treat these details as a lead, not a fact.
Net per day
—
Max days to payout
—
Cash parked
$0
Net value
—

The details

BonusUp to $450 (select states/regions)
RequirementsDoctor of Credit: direct deposits of $2,000-$8,000 (tiered); max tier assumed.
Other conditionsNerdWallet says only available in select states/regions. 12-month anti-churn per DoC.
ExpiresNov 10, 2026. Bonusfolio lists end date 2026-11-10.
Max days to payout—
Cash parked$0
Opportunity cost—
Net value—
Bonus as APY—
Fine printU.S. Bank's Smartly product page (fetched 10/26) does not show the bonus. $12 monthly fee waived first 2 statements; then $1,500 DD or $1,500 avg balance etc. UNVERIFIED bonus.
VerificationUnverified (aggregator). Last checked Oct 26, 2026.
Sourcehttps://bonusfolio.com/guides/bonuses-ending-soon/
Also seehttps://www.doctorofcredit.com/best-bank-account-bonuses/

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U.S. Bank

Bank Smartly Checking · Big bank · Select states
Unverified
$450
Up to $450 (select states/regions)
—net / day
Ends in 15 daysSome effort
  • Doctor of Credit: direct deposits of $2,000-$8,000 (tiered); max tier assumed.
  • NerdWallet says only available in select states/regions. 12-month anti-churn per DoC.
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Source listing: not yet verified with issuer
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Fine print & the math

U.S. Bank's Smartly product page (fetched 10/26) does not show the bonus. $12 monthly fee waived first 2 statements; then $1,500 DD or $1,500 avg balance etc. UNVERIFIED bonus.

Expires: Nov 10, 2026. Bonusfolio lists end date 2026-11-10.

Cash parked $0 · Opportunity cost vs 4.00% savings — · Net —

Also see: https://www.doctorofcredit.com/best-bank-account-bonuses/

Source page · last verified Oct 26, 2026